Privacy Policy

This privacy statement (“Privacy Policy”) covers all websites (such as www.affluential.comwww.agility-research.com) owned and operated by Affluential Pte Ltd, Singapore, and Agility Research & Strategy Pte Ltd (“we”, “us”, “our”) and all associated services.
We use information you share with us for our internal business purposes. We do not sell your information. This notice tells you what information we collect, how we use it, and steps we take to protect and secure it.
www.affluential.comrespects the privacy of the personal information and data of its users and will ensure compliance by its staff to the strictest standards of security and confidentiality in respect of all personal information and data submitted by users via the Site. We will not, subject to the terms herein, release such information to anyone without the prior consent of the relevant user(s) of the Site (whether registered or not) (“User(s)”).
Users are strongly recommended to read this privacy statement (“Privacy Statement”) carefully to have an understanding of www.affluential.com and www.agility-research.compolicy and practices with regard to the treatment of personal information and data provided by Users on the Site and/or Mobile App. This Privacy Statement is applicable to both registered and unregistered Users, and the terms herein may be updated, revised, varied and/or amended from time to time as www.affluential.com or www.agilityresearch.commay deem necessary and/or appropriate.
By registering for or using the services/Site, or by clicking the ‘Register’ button, User:
a. consent to Affluential Pte Ltd, Singapore, Agility Research & Strategy Pte Ltdand/or it’s group companies collecting, using, disclosing and/or processing User’s personal data for the purposes as described below;
b. consent to Affluential Pte Ltd, Singapore, Agility Research & Strategy Pte Ltdand/or it’s group companies disclosing Users’ personal data to Affluential Pte Ltd, Singapore, Agility Research & Strategy Pte Ltdand/or it’s group companiesthird party service providers or agents (whether within or outside Singapore) for the purposes as described below.
If Users have questions or concerns regarding this Privacy Statement, they should contact us through our Contact us page,
Information we automatically collect

Non-personally-identifying

Like most website operators, we collect non-personally-identifying information such as browser type, language preference, referring site, and the date and time of each visitor request.
We collect this to understand how our visitors use our service, and use it to make decisions about how to change and adapt the service.
From time to time, we may release non-personally-identifying information in aggregate form (for instance, by publishing trends in site usage) to explain our reasoning in making decisions. We will not release individual information, only aggregate information.
Personally-identifying
We automatically collect personally-identifying information, such as IP address, provided by your browser and your computer.
We collect this information for several purposes:
• To diagnose and repair network issues with your use of the site;
• To estimate the number of users accessing the service from specific geographic regions;
• To help prevent fraud and abuse.
An individual journal owner may enable IP address logging for comments made to their journal or community. If this option is enabled, we will disclose your IP address to the owner of that journal or community if you make a comment to that journal. We will tell you at the time of commenting if this option is enabled.
Purpose of Collection and Use of Personal Data
In the course of using www.affluential.com and/or www.agility-research.com, Users may disclose or be asked to provide personal information and/or data. In order to have the benefit of and enjoy various services offered by the Site, it may be necessary for Users to provide us with their personal information and/or data. Although Users are not obliged to provide the information and/or data as requested on the Site, we will not be able to render certain services on the Site in the event that Users fail to do so.
Our purposes for collecting and using the information and data on the Site include but are not limited to the following:
a. for the daily operation of the services provided to Users;
b. to provide Users with various services offered by the Site and newsletters, (for further details, please refer to section headed “Subscription of Newsletter/Promotional Materials/Marketing Materials” below);
c. to handle and follow up on enquiries, requests and complaints from Users;
d. to contact Users regarding administrative notices and communications relevant to his/her use of the Site and to respond to Users’ inquiries or requests;
e. to assist http://www.affluential.comand/or http://www.agility-research.comwith developments for future marketing and promoting purposes or other internal purposes;
f. to verify the identity of Users who have posted advertisements, materials, representations, messages, views or comments or such other information (collectively “Information”) on the Site;
g. to identify Users who have viewed the Information posted on the Site;
h. to allow Users to enjoy their benefits as members of the Site by enrolling for special events and promotions hosted by http://www.affluential.comandhttp://www.agility-research.comand/or its affiliates and/or partner company;
i. to identify Users who have enjoyed their benefits as members of the Site by receiving and using marketing promotional materials;
j. to facilitate http://www.affluential.comandhttp://www.agility-research.comand/or its affiliates to use the Users’ personal data for the purposes relating to the provision of services offered by marketing services and/or our special event and/or its affiliates;
k. to obtain statistics about Users to analyze usage of the Site in order to help its further development; and
l. For purposes other than the above mentioned which are related to http://www.affluential.comandhttp://www.agility-research.comand/or its affiliates’ provision of their product and/or services.
Before using the Site or disclosing any information or data on the Site, Users under the age of 18 should seek prior consent from a person with parental responsibility for him/her, e.g. parent or guardian, who may contact the responsible Customer Service Assistant for registering the User as member of the Site.
We strive to only collect personal data which are necessary and adequate but not excessive in relation to the purposes set out hereinabove.
If we require the use of your personal data for a purpose other than those set out hereinabove, we may or may not request your prescribed consent to the same.
Information you are required to provide to us on registration
Collection of Personal Data
We may collect personal information and/or data about a User, such as his/her name, identity card details, log-in ID and password, address, email address, phone number, age, gender, date of birth, country of residence, nationality, education level and work experience that is/are not otherwise publicly available. Occasionally, we may also collect additional personal information and/or data from a User in connection with contests, surveys, or special offers.
Only duly authorized staff will be permitted to access Users’ personal information and data, and we shall not release such personal information and data to any third parties save and except in the circumstances listed under the section headed “Disclosure or Transfer of Data” below.
In order to register for the service, you must give us your email address. We will use your email address to send confirmation of certain actions, such as when you change your password. We will contact you when it’s necessary to complete a transaction that you’ve initiated, or if there’s a critical or administrative issue affecting your use of the service.
Once you have created your account, you can choose to subscribe to certain events and have notifications of those events sent to you via email. You will be able to change your mind and opt out of receiving notifications via email at any time.
We will never sell or provide your email address or your personal data to any third party, with exceptions as set forth below.
Optional information you provide to us
As you use the service, you have the option to provide more personal information, through your profile, your entries, or comments you make. Providing this information is strictly optional.
We will show this information to others viewing the site, in accordance with the privacy options you’ve selected for the information. We may also use this information, in aggregate, to make decisions about how to change and adapt the service.
From time to time, we may release information in aggregate form (for instance, by publishing trends in site usage) to explain our reasoning in making decisions. We will not release individual information, only aggregate information.
We will not sell or provide this information to any third party, with exceptions as set forth below.
By choosing to make any personally-identifying information public, you recognize and accept that other people, not affiliated with us, may use this data to contact you. We can’t be responsible for the use of any information you post publicly.
Account contents
You may optionally post content to your account with varying security levels. To the best of our ability, and limited only by the possibility of bugs or technical difficulties, we will honor the security levels you choose for your content and display that content only to those whom you have authorized to see it.
While maintaining the site, Our staff may need to view the contents of your account, including information for which you have chosen a restrictive security level. Circumstances in which this is necessary include, but are not limited to: troubleshooting and diagnosing technical problems, investigating possible Terms of Service violations, and legal compliance issues.
Ourstaffs only use the ability to override your chosen security levels during the course of these investigations. At no time is your secured content disclosed to any third party, except when required by law. Any use of this ability is logged and regularly audited.
Financial information and transactions
You can engage in financial transactions to purchase our product or service from your account. These transactions are optional. If you choose to make purchase, you will be asked to provide financial information to complete the transaction. There are several payment methods available, each of which requires disclosure of certain personal and financial information. The specifics of these methods of payment are as follows:
Credit cards: If you pay by credit card, we need you to provide your credit card number, your full name as it appears on the card, your address as it appears on the card statement, and the CVN or Card Verification Number. This information is required so we can authorize and charge your credit card. Your financial information is protected by industry-standard encryption methods. It is never stored on our servers: we pass it immediately along to our processor for the sole purpose of completing the authorized transaction.
In all cases, we collect this personal and financial information only as necessary or appropriate for the completion of the single requested transaction. Any additional personally-identifying but non-financial information you disclose during these transactions will be governed by the “Disclosure of personally-identifying information” provisions below.
Disclosure or Transfer of Data
Weagree to take all practicable steps to keep all personal information and data of Users confidential and/or undisclosed, subject to the following.
Generally speaking, we will only disclose and/or transfer Users’ personal information and/or data to our staff for the purpose of providing services to Users and corporate clients, who have made specific requests for such information and/or data with Users’ prior consent. However, we may disclose and/or transfer such information and/or data to third parties under the following circumstances:
where the information and/or data is disclosed and/or transferred to any third party suppliers or external service providers who have been duly authorized by us to use such information and/or data and who will facilitate the services on the Site, under a duty of confidentiality;
where the information and/or data is disclosed and/or transferred to any agents, affiliates or associates who have been duly authorized by us to use such information and/or data;
where permitted under the “Terms and Conditions”;
where we need to protect and defend its rights and property;
where we consider necessary to do so in order to comply with the applicable laws and regulations, including without limitation compliance with a judicial proceeding, court order, or legal process served on the Site;
where we deem necessary in order to deliver the products and services that we offer and cultivate a positive user experience; and/or
where we deem necessary in order to maintain and/or improve the services on the Site.
Subscription of Newsletter/Promotional Materials/Marketing Materials
www.affluential.com and its affiliates may from time to time send to members and Users of the Site newsletters, and marketing materials based on the personal information and data that they have provided to us. We may use Users’ data in direct marketing and requires the Users’ consent (which includes an indication of no objection) for that purpose. In this connection, please note that:
a. the name, identity card details, log-in ID and password, contact details, age, gender, date of birth, country of residence, nationality of Users held by us from time to time may be used by www.affluential.comand/or its authorized personnel or staff in direct marketing;
In this regard, Users may choose to sign up or unsubscribe for such materials by logging into the registration or Users’ account maintenance webpage, or clicking on the automatic link appearing in each newsletter/message.
Disclosure of personally-identifying information
We disclose personally-identifying information only to those of our employees and contractors who (i) need to know that information in order to operate the service and (ii) have agreed not to disclose it to others. Some of these employees and contractors may be located outside your home country. By using this website, you consent to the transfer of your information to them.
If all of our assets were transferred or acquired, your information would be one of the assets that is transferred or acquired by a third party.
We may disclose potentially personally-identifying and personally-identifying information when that release is required by law or by court order, or when we believe in good faith that disclosure is reasonably necessary to protect the safety or rights of us, third parties, or the public at large.
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. We use cookies to help us identify and track visitors, their usage of the website, and their website access preferences. We also use cookies to govern logging into your account.
Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using the site, with the drawback that certain features of the site may not function properly without the aid of cookies.
Confidentiality and security
No data transmission over the Internet can ever be guaranteed to be 100% secure. You use this service at your own risk. However, we do take steps to ensure security on our systems.
Your account information is password-protected. We recommend that you choose a strong and secure password. We use industry-standard encryption to safeguard any transmission between your computer and ours.
If we learn of a system security breach, we will notify you electronically so you can take appropriate steps to protect yourself. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice, you should contact us.
Deleting your information
You can change or delete any optional information that you’ve provided us at any time. If you change or delete any optional information you’ve provided, the change will take place immediately.
You can also choose to delete your account entirely. If you choose to delete your account entirely, we will retain any personally-identifying information for a limited amount of time before removing it entirely. This is to allow you to undelete your account and continue using the service if you so choose. After this time, all your personally-identifying information will be removed entirely from our service, with the exception of any records we must retain to document compliance with regulatory requirements.
As part of our day to day operation, we will make regular copies of the data contained in the databases for backup purposes. These backups can potentially contain deleted data for several weeks or months. These backups will also be governed by the rules for disclosure of personally-identifying information.
Outside Vendors
Site Features
We reserve the right to contract with third-party vendors to provide site features we are unable to provide ourselves. We will only share personal information with third-party vendors to the extent that is necessary for such affiliates to provide these site features. We require our third-party vendors to provide the same level of privacy protection that we do, and they do not have the right to share or use personal information for any purpose other than for an authorized transaction. Some of our third-party vendors may be located outside of your home country. By using this website, you consent to the transfer of such information to them.
We will clearly identify which site features are provided by third-party vendors, and provide you a way to opt out of using those site features.
We provide ways for you to optionally integrate third party applications or services into your account. If you choose to do so, any data you provide to that third party is governed by the privacy policy of the person creating or hosting that application or service.
Business Vendors
From time to time, we may contract with outside vendors to provide business services that will assist us in administering and maintaining our service. We will list all of our business vendors in this privacy policy, as well as providing links to their privacy policies and information on how to opt out of your information being included in those services.
Our current business vendors are:
• Google Business Services: We use Google Business Services for their Google Analytics service. For information on how Google Business Services may use your information, see Google’s Privacy Center. Google Analytics collects aggregate data on site usage, such as browser type and the navigational paths our users use, which helps us make decisions about how to improve the site. Some users may also have added Google Analytics code to their journals. To opt out of your site use being included in our Google Analytics report, you can use a browser plugin to block the JavaScript being served by google-analytics.com.
Changes
We may change our privacy policy from time to time. If these changes are minor, we will post them to this page. If the changes are major, we will post them to this page and notify users through our News journal. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.
Contacting us
If you have questions about this policy, you can contact us through contact us page.